Individual Retirement Accounts (IRAs)

Creating the future of your dreams requires a plan. An IRA from Monson Savings can get you on the road, helping you save for retirement.

Open an account today and start setting aside funds in one of these tax-advantaged IRA options. Whether retirement is decades away or just around the corner, now is a good time to prepare, so you can make the most of your golden years!

Savings IRA
  • Build savings for retirement
  • Interest compounded monthly
  • Tax advantaged earnings
  • No monthly service fee
  • Minimum of two years required
  • Penalty free distribution after age 59½
  • $100 minimum deposit to open
  • Every dollar deposited at Monson Savings is fully insured by the FDIC and DIF

View our current rates.

IRA CD
  • Build savings for retirement
  • Fixed rates for guaranteed returns
  • No monthly service fee
  • No deposits during the term
  • Penalty free distribution after age 59½
  • $1,000 minimum deposit to open
  • Every dollar deposited at Monson Savings is fully insured by the FDIC and DIF

View our current rates.