Consumer Loans

Automobile/Motorcycle Loans

Whether you are buying a new or used vehicle or motorcycle, we offer competitive rates and terms. We will finance 90% of the lesser of the sales price or NADA book value. If you have the payment automatically deducted from a Monson Savings Bank checking or savings account, we will reduce the interest rate by ¼%.

Credit Reserve

Why worry about paying a bounced check fee when you can get Credit Reserve? You can apply for a credit limit between $500 and $3,000. Must have a Monson Savings Bank checking account to apply.

Recreational Vehicle Loans

We offer loans for most recreational vehicles including snowmobiles, A.T.V.'s, trailers, and boats. Contact a Loan Officer or Customer Service Representative for more details.

Passbook Secured Collateral

Whether you are looking to establish credit or to borrow from your own funds, we offer passbook secured collateral loans with various terms. We will lend up to 95% of the account balance and offer interest only or amortizing payments. Contact a Loan Officer or Customer Service Representative for more details.

Need Help? Use our Loan Calculator to help figure the financing and payment options that are best for you.

Monson Savings Bank's Lending Area includes Central and Western Massachusetts and Northern Connecticut.

For more information on any of our mortgage products, please contact one of our loan officers. For more information on our consumer or home equity loans, please contact a customer service representative.