Credit Reserve

With everything else you have to worry about, the expense and embarrassment of a bounced check should not be one of them. A Reserve Credit line is attached to your checking account to cover checking overdrafts automatically, up to your credit limit. Timely statements help you keep track of whatever reserve credit amounts you may owe. Enjoy protection and peace of mind with this option.

Telephone Banking

For your banking convenience, Monson Savings Bank also offers telephone banking, which is available 24/7/365. In just one call you can check account balances, confirm deposits, verify whether checks have cleared, transfer funds between statement accounts, make loan payments, and check current rate information. Dial 413-267-0909 in the Monson area or 800-431-8992 anywhere else in the U.S.

Night Depository

Each of our branches is equipped with a night depository vault to provide you with a secure means of dropping off deposits after banking hours. The vaults are opened each morning with deposits being credited in a timely fashion.